Nationally syndicated radio host and money man Dave Ramsey offers a practical, inspiring action plan to help you get in the best financial shape of your life. A respected financial expert, Ramsey offers a comprehensive plan for getting out of debt and achieving financial health. Against a playful backdrop of fitness terminology, he gives solid, hard-hitting advice needed to make your goals a reality. Filled with both the “hope” and the “how-to,” The Total Money Makeover includes useful worksheets and forms, readable and informative charts and graphs, the four factors that keep people from getting in shape financially, and amazing stories from people who have succeeded following The Makeover plan. Readers will learn to live by The Total Money Makeover motto: “If you will live like no one else, later you can live like no one else.”