To change your life’s course, what you’ll need most is a “great deal of courage,” Suze Orman sets forth in The Courage to Be Rich: Creating a Life of Material and Spiritual Abundance. Orman, bestselling author, financial expert, and the host of The Suze Orman Show, provides techniques designed to help you face your finances, figure out where you stand, tame the “financial clutter” in your life, and move forward courageously toward a rich and abundant life. Powerful exercises will help you identify how you really feel about money and your financial situation, release those emotions, and open your eyes to the value of money. One such exercise takes you item-by-item through everyday things to learn what you are really spending on items as simple even as soap. By seeing how you may have unknowingly shifted from purely functional to “luxury” items, you can identify potential areas for savings. In The Courage to Be Rich, you’ll learn:

• How small change spent daily now, could, if saved, turn into large sums in 25-30 years.
• How to face your finances and start fresh.
• 12 points to help you take control of your debt.
• How to teach your kids about money.
• A financially smart approach toward buying vehicles.
• How to determine your partner’s financial style and how it can impact your relationship.
• About “financial intimacy,” how best to approach your finances within a relationship, and the legal implications of co-mingling finances.
• About prenuptial agreements, cohabitation or property agreements.
• How to cope through divorce or the death of a loved one, and how to start fresh.
• About home buying, annuities, money market funds, bonds, and individual retirement accounts (IRAs).
• About “The Five Laws of Life.”