When you think of money management and investing, do you feel fear, anxiety, or boredom? Does the idea of it overwhelm you? Do you secretly hope that someone else will handle it? Perhaps you even think it’s too late to start saving for retirement? If so, you’re certainly not alone. In her book
Make Money Not Excuses: Wake Up, Take Charge, and Overcome Your Financial Fears Forever, money management guru, Jean Chatzky gets straight to the core of the common excuses women make for not managing money and why. In
Make Money Not Excuses, Chatzky highlights the four things you must do to get rich. Chatzky explores what’s behind compulsive shopping, outlines a “debt-diet,” shows you how to start saving, and reveals the perk that will come from “stepping up and starting to deal with your money.” Chatzky highlights real world examples of new behaviors you can take toward creating wealth. Chatzky explores the dynamics of money between men and women, common money fights, and provides action items to help strengthen the bonds between you and your spouse/significant other. She outlines steps to help you get rich as a couple. Via
Make Money Not Excuses, you’ll learn:
- About finances in an understandable way, even if you are just starting out.
- What a money group is and how to start one.
- About basic math—percents and decimals, as well as rounding and estimating, and how they are used in real world examples.
- New behaviors, thinking patterns, and self talk for dealing with your money.
- How to overcome the “emotional” and “tactical” roadblocks that are preventing you from managing your money.
- The impact of having a disorganized financial life, clutter, and the emotions behind the common arguments for it.
- Strategies for bill paying and tips for organizing both your physical space and accounts, junk mail, and receipts.
- What to keep and what to toss.
- How to set up a system and tasks related to daily, intermittent, and annual upkeep.
- How to get the important things done and still have time for money management and fun.
- Why savers stay out of debt and non-savers don’t.
- The difference between saving and investing.
- The importance of an emergency cushion and which vehicles will keep it safe and liquid.
